1. Without customers, you have only idea
2. Team is most important, don’t thrust only your friends
3. You don’t need to have company to start marketing or selling.
4. There is a limit of 5000€ profit, what you can do.

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🛠️ Production and Employment – Options without Your Own Company

1. Light Entrepreneurship

• No business ID required: The invoicing service handles VAT, taxes, and insurance for you.
• Suitable for freelancers: For example, cleaning, interpreting, event work, digital services.
• Platforms: UKKO.fi, Eezy.fi, Odeal.fi
• Payment methods without online banking: Many services support bank cards, MobilePay, or cash. You can also open an account by visiting a bank with your passport.

• You operate like an employee: The invoicing service pays you a salary and handles employer obligations.
• No need for your own company or business ID
• Suitable for foreigners too: It is enough that you have a personal ID and address in Finland.
• Examples: Omapaja.fi, Eezy.fi

3. Work Compensation ( Työkorvaus )

• Direct contract with the client: No employment relationship, but also no entrepreneurship.
• The client pays you directly and reports the payment to the tax authorities.
• Does not include pension contributions, so it does not accrue a pension.
• Suitable for one-time jobs, such as translations, cleaning, or event assistance.

4. Cooperative ( Osuuskunta )

• A communal way to work: The cooperative acts as an employer and handles administration.
• You can work under your own name, but invoicing and salary payments are handled through the cooperative.
• Well suited for immigrants who want to test a business idea without their own company.